The financial payment landscape and application services are expanding rapidly, with the rise of open APIs and Responsive Web Design (RWD) technology. The shift from traditional cash payments to digital payment modes brings new challenges and opportunities to the financial services sector. Payment as a Service (PaaS) is seen as the integration of Software as a Service (SaaS) and Infrastructure as a Service (IaaS) in the payment domain. By offering an end-to-end one-stop financial experience, PaaS aims to broaden the consumer market for payment and financial transactions. Additionally, financial institutions can leverage the outsourcing of certain payment services to avoid high upfront operational costs, maximizing the value chain of mobile payments.
The Pershing Consulting team provides standard RESTful APIs (for electronic payments, e-commerce, securities, regulatory commissions, etc.) and Responsive Web Design (RWD) UI technology to achieve a user-friendly experience. With expertise in banking knowledge and planning, our team has experience in complex financial services such as interbank clearing (stock exchanges, financial institutions), ensuring precise and efficient fulfillment of customer requirements.
Enhancing Service Accessibility:
Open APIs for sharing data among merchants enable third-party entities to seamlessly integrate market content, connect with various service providers, and fully support payment requirements for enterprises of all sizes, from small to large.
Boosting Development Efficiency:
Diverse online resources allow for easy access to relevant information on websites and open platforms, saving time and costs. For instance, in web design, adopting Responsive Web Design (RWD) along with CSS 3 standards and technologies ensures that webpage layouts display optimally across screens with varying resolutions.
Accelerating Innovation in Product Development:
Swiftly reusing and reorganizing data empowers specialized teams to rapidly develop innovative payment services.
Value-Added Services:
1.Equipped with merchant contract management functionality, allowing for the configuration of contract start and end dates, business feature settings, and profit-sharing fee settlement. 2.Provides standard reports such as transaction details reconciliation, accounting statistics, and transaction records, while also offering customizable statistical reports for analytical purposes.
Strengthening Cybersecurity Measures:
Adhering to Secure Point-to-Point Data Transmission Practices, with Key Authentication, Encryption of Sensitive Data, Transaction Certificate Signing, and Verification Processes.
Offering Online Direct Debit Transactions and Bill Payments for Taxes and Fees, Allowing Merchants to Conduct Transactions and Settle Bills in Real-Time, Unrestricted by Bank Hours.
Providing Responsive Web Design (RWD) Embedded Payment Pages, Allowing Merchants to Instantly Utilize Bank Payment Pages for Relevant Operations. This Saves Customer Time and Costs, While Also Reducing Expenses Associated with IT Development of Webpages.
Mitch Wang
Tel: 02-2658-1910 ext 7220
E-mail: mitchwang@pershing.com.tw